Agentic investing · live on Robinhood Chain

An AI agent
that invests
for you

You set the mandate — goal, risk, assets, budget, limits. The agent decides when and how much to buy inside that frame: round-ups, DCA without skips, dip-buying and basket rebalancing, around the clock. Funds sit in a non-custodial vault the agent cannot withdraw from.

One stone at a time.

network block live
gas, gwei live
4663chain id
24/7market open
Autopilot live · 24/7
round-up +$0.73
DCA $50 / week
dip −3% → buy
Every capability a human can do will be available to an AI agent. The end state is giving the everyday person the same tools, the same computation and the same power that institutional high-frequency firms have had for decades.
Vlad Tenev CEO, Robinhood · July 2026 see the post ↗
Cairnhood is that agent — on the chain Robinhood built.

Agentic investing is coming to retail from the top down. We are building it bottom-up and on-chain: the agent runs against your non-custodial vault, inside limits written into a contract, and everything it does is a transaction you can audit. Institutional-grade automation, retail-grade entry, zero custody.

01 · Problem

Nobody wants to
run the rules by hand

Doing it yourself
9:30 — 16:00
  • Weekdays only, 9:30–16:00
  • Overnight dip? You sleep through it
  • Automation stops at “buy on the Nth”
  • Tuning it is a second job
you, awake ~19% of the week
With an agent
24 / 7 / 365
  • It runs itself, 24/7
  • Reacts to the market, not to a calendar
  • Sizes each buy by how deep the dip is
  • Limits live in the contract — not in trust
the agent, awake 100% of the time
02 · Product

Four scenarios,
run by the agent

Each one comes down to buying tokenized stocks for you — the agent picks the moment and the size inside your mandate.

Round-ups

The agent rounds your spending and top-ups up, and buys fractional shares from your basket with the change.

coffee $4.27 → +$0.73 into AAPL

Recurring DCA

You set the amount; the agent picks the moment inside the window and never skips a period.

$50 / week → agent picks the moment

Buy-the-dip

The agent watches the market and buys drawdowns. Size scales with how deep the dip is — not one rigid threshold.

deeper dip → bigger buy

Themed baskets

Mag7, dividend payers, AI — ready-made sets. The agent holds them at target weights and rebalances automatically.

AppleMicrosoftNvidiaAmazonGoogleMetaTesla

Autopilot calculator

A compound-interest model, not a return forecast.

Invested
Portfolio
Growth
portfolio invested
03 · The agent

It decides inside your frame

Cairnhood is an execution agent — not a chatbot, and not an auto-trader promising returns. It optimises when and how to buy, never whether to go outside your mandate.

Mandate

You set the goal, acceptable risk, the asset list, budget and limits. That frame is the boundary — the agent cannot step outside it.

Observation

It reads prices, volatility and drawdowns — plus your spending and top-ups for round-ups.

Decision

Within the mandate it chooses the moment, the size and the priority of each buy. Every action is explained and logged.

Execution

It routes the buy through a DEX and settles the transaction from your vault.

Guardrails are in the contract, not in trust

The agent runs against a non-custodial vault with a hard policy: buy allow-listed assets only, spend under a hard cap, never send funds to an external address. Even a fully compromised agent cannot withdraw your money or buy something off the list. Withdrawal keys stay with you.

no withdrawal rights enforced on-chain
How it works

Three taps. Then it
runs without you

1

Connect & fund

Connect MetaMask, deposit USDG into your own vault. Nobody else can touch it.

2

Set the mandate

Pick what to buy, how much per buy, and the limits. One screen, four fields.

3

Walk away

The agent buys for you around the clock. Shares land in your wallet, not ours.

Every buy is a stone

A cairn is what walkers build to mark a path — one stone at a time, each one placed by whoever passed before.

That is exactly what the agent does with your portfolio: a round-up here, a scheduled buy there, a bigger one when the market dips. No single stone matters. The pile does.

Portfolio

Your portfolio — live from chain

Connect your wallet to see your tokenized positions, staking and auto-buy history — read live from Robinhood Chain.

Console

Autopilot console — live on mainnet

Real transactions through MetaMask against the deployed contracts. Heads-up: tokenized-stock liquidity on the chain is still thin — always hit «Check pool» before creating a strategy.

04 · Token

$CAIRN — worth holding
for the user, not the speculator

01

Staking → 0% fees

Stake and the protocol takes zero fee on the agent’s work. Simple and honest.

02

Bonus on every auto-buy

A direct heir to Robinhood’s free-stock move — but recurring.

03

Fee share in USDGUSDG

Stakers receive a share of protocol fees in Global Dollar. Real yield, not emission games.

04

Earned by using the agent

The token accrues for actually running the agent. The entry bar is regular investing, not capital.

05

Governance

Holders vote on the agent’s strategy library and on listing new baskets.

05 · Why Robinhood Chain

The chain where
stocks never sleep

24/7 trading. DCA and buy-the-dip work at any time, including nights and weekends.
Programmable RWAs. Conditional buying logic lives in contracts, not in a broker’s app.
Composability. A stock as collateral, in a basket, in a strategy.
DeFi from day one. Uniswap and 1inch are deployed on the chain — swap routing is available immediately.
The Robinhood brand. Lowers the trust barrier for retail.
Limitation. The chain is unavailable to US users. The product targets 120+ jurisdictions where RH Chain operates.
06 · Architecture

EVM L2 on the Arbitrum stack.
Contracts in Solidity

userMandate: goal · risk · assets · budget · limits
offchainRound-up OracleComputes spare change from spending and passes the trigger to the contract
coreVault + PolicyNon-custodial. Allow-listed assets, spend cap, no external transfers — enforced in the contract
automationKeeper NetworkTriggers DCA on schedule and dip-buys on condition
executionSwap RouterUniswap V3/V4 + 1inch, buying tokenized stocks
token$CAIRN · StakingVaultERC-20, staking, FeeDistributor → USDG
agentAgent RuntimeOff-chain: watches the market, picks moment and size, explains each action. No withdrawal rights